The first thing you need to know is that I fight hard for my buyers. Not only do I work hard for you, I make sure you’re properly informed about neighbourhoods, property values, and where your dollar is best spent.
When you’re buying your first home, it’s critical to be realistic about what you can afford. The biggest mistake first time homebuyers make is thinking that they can have it all and going over their budget, so it’s important to keep the big picture in mind. My best advice is to remember that your first house is not your last.
Whether you’re a renter hoping to own or upgrading from a condo to a house, there are a number of things you should consider first when you’re buying; and if you don’t know have all the answers, that’s ok. It’s my job to help you figure things out, like:
HAVE YOU EVALUATED YOUR FINANCIAL SITUATION?
Have you checked your credit rating? Have you started planning for the down payment? Are there other sources of financing available besides the bank? Are there family members you can borrow from?
WHAT IS YOUR BUDGET?
How will your mortgage affect your monthly budget and cash flow? Have you thought about closing costs? What about maintenance fees, insurance and taxes?
WHAT TYPE OF PROPERTY WILL SUIT YOUR NEEDS?
Have you researched the difference between condos,and townhouses? Have you thoroughly researched the local areas?
If you’re starting to think about neighbourhoods or looking at listings, feel free to come to me with any questions.
Want to get started looking for a home?
Or do you have any questions about purchasing a home in Toronto?
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